Terms and Conditions

Use of the Site

Eligibility

You must be at least 18 years old to access or use this Site. By using this Site, you represent and warrant that you are at least 18 years of age.

License to Use the Site

We grant you a non-exclusive, non-transferable, revocable license to use the Site and its content for personal and non-commercial use, in accordance with these Terms. All rights not expressly granted are reserved by McKinney & Co.

Prohibited Use

You agree not to:

• Violate any applicable laws or regulations.
• Engage in any conduct that could damage, disable, or impair the Site or interfere with any other party’s use of the Site.
• Use any automated system, including but not limited to robots, spiders, or scrapers, to access or extract data from the Site.
• Attempt to gain unauthorized access to any part of the Site or its servers.

Products and Services

Availability

While we strive to ensure that the information provided on the Site is accurate, the availability of products and services may change without notice. McKinney & Co. reserves the right to modify or discontinue any product or service at any time.

Pricing and Payments

All prices for services or products are listed in USD (unless otherwise specified). We reserve the right to change pricing at any time. Payment for products or services is processed securely through third-party payment providers, and we do not store your payment details on our servers.

User Account

Account Creation

To access certain services, you may need to create an account with McKinney & Co. When creating an account, you agree to provide accurate, current, and complete information, and you are responsible for maintaining the confidentiality of your account credentials.

Account Security

You are responsible for safeguarding your account login credentials and agree to notify us immediately of any unauthorized use of your account.

Intellectual Property

Ownership

The content, design, trademarks, logos, and other intellectual property on the Site are owned by McKinney & Co. or its licensors. You may not reproduce, distribute, or create derivative works based on any part of the Site without prior written permission from McKinney & Co.

User-Generated Content

By submitting content (e.g., comments, reviews) to the Site, you grant McKinney & Co. a non-exclusive, royalty-free license to use, modify, and display that content in connection with the Site and our business activities.

Privacy

Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal data.

Disclaimers

General Disclaimer

The Site and all its content are provided "as is" and "as available." McKinney & Co. makes no representations or warranties of any kind, either express or implied, regarding the accuracy, completeness, or reliability of the information on the Site.

Limitation of Liability

To the fullest extent permitted by law, McKinney & Co. will not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use the Site.

Indemnification

You agree to indemnify and hold McKinney & Co., its employees, agents, and affiliates harmless from any claims, damages, losses, or expenses (including legal fees) arising out of your violation of these Terms or your use of the Site.

Termination

We reserve the right to suspend or terminate your access to the Site at any time, without notice, if we believe you have violated these Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of the state of [Insert State], without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in [Insert County, State].

Changes to These Terms

We may update these Terms from time to time. When we do, we will post the revised Terms on this page and update the “Effective Date” at the top. It is your responsibility to review these Terms regularly to stay informed about any changes.